We are a premier provider of life insurance, fixed and variable* annuities, disability income insurance, long term care insurance, retirement planning products and income management services for individuals, business owners, and corporate entities.
For Individuals
Financial Resource Analysis
- Life & Disability Income Insurance Needs
- Investment Analysis
- Retirement Income Needs
- Budgeting & Cash Flow Study
Retirement
- Individual Retirement Accounts (IRAs)
- Annuities (Fixed & Variable)*
- Retirement Needs Analysis
- Tailored Retirement Plans
- Long Term Care Insurance
College Funding
- College Costs Analysis
- Investment Products*
- Insurance Products
Investment Products*
- Mutual Funds
- Unit Investment Trusts
- Variable Annuities
- Securities Brokerage Services
Estate Planning**
- Estate Preservation
- Tax Reduction Strategies
- Charitable Giving Strategies
For Businesses
Business Continuation Planning
- Funding Option Analysis
- Buy-Sell Strategies
- Family Business Succession Planning
- Key Person Insurance
Executive Fringe Benefits
- Executive Bonus Plans
- Split Dollar Insurance
- Deferred Compensation Funding
- Salary Continuation Plans
- Non-Qualified Executive Fringe Benefits
Employee Benefit Products & Services
- Pension, Profit Sharing & 401(k) Plans
- Payroll Deduction Plans
- SIMPLE IRAs
- Institutionally priced Life Insurance
- Individual Disability Income Insurance for the Multi-Life Market
*Securities offered through NYLIFE Securities, LLC.
**Neither Spirit Financial nor its employees, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.
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